Terms and Conditions

Last updated: 22 August 2026

Welcome to ClearEveryday.

These Terms and Conditions govern your use of the ClearEveryday website and its calculators, tools, articles, videos and other content.

By accessing or using ClearEveryday, you agree to these Terms and Conditions. If you do not agree with these terms, please discontinue use of the website.

1. About ClearEveryday

ClearEveryday provides free financial calculators, budgeting tools, educational resources and general financial information designed to help users better understand everyday money decisions.

The website may include tools relating to budgeting, saving, debt, loans, mortgages, investing, household expenses and other financial topics.

ClearEveryday does not provide personalised financial advice.

2. General Information Only

All information, calculators, examples, projections and educational content available through ClearEveryday are provided for general informational and educational purposes only.

Nothing on this website constitutes financial, investment, tax, legal, accounting, credit or other professional advice.

Information provided by ClearEveryday does not take into account your individual financial situation, objectives, needs or circumstances.

You should consider your own circumstances and, where appropriate, seek advice from a suitably qualified professional before making important financial decisions.

3. Calculator and Tool Results

ClearEveryday provides calculators and other interactive tools to help users explore financial scenarios.

Results generated by these tools are estimates only.

Calculator results depend on:

• The information you enter

• Mathematical assumptions used by the calculator

• Interest rates and other assumptions

• Fees, taxes and charges

• Repayment or contribution frequency

• Market conditions

• Rounding

• Other factors relevant to the particular calculation

Actual financial outcomes may differ from the results displayed.

ClearEveryday does not guarantee that calculator results will match figures provided by banks, lenders, financial institutions, government agencies, investment providers or other organisations.

You are responsible for checking important calculations before relying on them for a financial decision.

4. Investment and Financial Projections

Any examples involving investment growth, compound interest, savings growth, potential returns or future values are illustrative only.

Future investment returns cannot be predicted with certainty.

Past performance does not guarantee future results, and investments may increase or decrease in value.

Any assumed rate of return displayed in an example or calculator should not be interpreted as a guaranteed or expected investment return.

5. Accuracy of Information

We aim to provide useful and accurate information, but financial rules, interest rates, prices, government policies, taxes, fees and other information can change.

ClearEveryday does not guarantee that all information on the website will always be complete, current, error-free or suitable for every situation.

Where information is particularly important to your financial circumstances, you should verify it with an appropriate official or professional source.

6. Your Responsibility

You are responsible for how you use the information and tools provided by ClearEveryday.

You agree that you will not rely solely on a ClearEveryday calculator, article, video or other resource when making a significant financial, investment, borrowing, legal or tax decision.

You are responsible for checking the accuracy of information you enter into our calculators and determining whether the resulting estimates are appropriate for your circumstances.

7. Permitted Use

ClearEveryday is provided primarily for personal, non-commercial use.

You may use our website, calculators and educational resources for your own lawful purposes.

You must not:

• Use the website for unlawful or fraudulent purposes

• Attempt to interfere with the operation or security of the website

• Attempt to gain unauthorised access to the website or its systems

• Introduce malicious software, viruses or harmful code

• Scrape, systematically extract or reproduce substantial portions of the website without permission

• Copy, republish or commercially distribute ClearEveryday content without permission

• Misrepresent ClearEveryday content as your own

• Use ClearEveryday branding in a way that falsely suggests sponsorship, partnership or endorsement

8. Intellectual Property

Unless otherwise stated, the content and materials available through ClearEveryday, including website text, original graphics, calculator designs, videos, branding and other original materials, are owned by or licensed to ClearEveryday and are protected by applicable intellectual property laws.

You may view and use the website for personal purposes.

You may link to publicly available ClearEveryday pages provided the link does not falsely imply that ClearEveryday sponsors, endorses or is affiliated with you or your organisation.

You may not reproduce, sell, license, redistribute or commercially exploit substantial portions of ClearEveryday content without prior permission, except where permitted by law.

9. Third-Party Content and Links

ClearEveryday may contain links to third-party websites, products, services, videos or other resources.

These links may be provided for convenience or additional information.

ClearEveryday does not control third-party websites and is not responsible for their availability, accuracy, security, content, products, services or privacy practices.

A link to another website does not necessarily mean that ClearEveryday endorses that website or its products or services.

You should review the applicable terms and privacy policies when visiting third-party websites.

10. Advertising

ClearEveryday may display advertisements provided by third-party advertising services, including Google AdSense.

The appearance of an advertisement on ClearEveryday does not necessarily constitute an endorsement or recommendation of the advertiser, product or service.

Interactions or transactions between you and an advertiser are between you and that advertiser and may be subject to the advertiser's own terms and policies.

Information about cookies and advertising technologies is provided in our Privacy Policy.

11. Affiliate Links

ClearEveryday may occasionally use affiliate links.

If you purchase a product or service through an affiliate link, ClearEveryday may receive a commission at no additional cost to you.

Where applicable, we aim to clearly identify affiliate relationships in accordance with relevant disclosure requirements.

The presence of an affiliate relationship does not change your responsibility to determine whether a product or service is suitable for you.

12. Website Availability

We aim to keep ClearEveryday available and functioning properly, but we do not guarantee uninterrupted or error-free access.

The website or individual calculators and features may occasionally be unavailable due to maintenance, technical problems, updates or circumstances beyond our control.

We may modify, replace, suspend or discontinue any part of ClearEveryday at any time.

13. Limitation of Liability

To the maximum extent permitted by applicable law, ClearEveryday is not responsible for loss or damage resulting from your use of, or reliance on, information, calculators, estimates, projections or other content available through the website.

This may include financial loss arising from decisions made using estimates or information provided by ClearEveryday.

Nothing in these Terms and Conditions is intended to exclude, restrict or modify any rights or remedies that cannot lawfully be excluded or restricted under applicable law.

14. Privacy and Cookies

Your use of ClearEveryday is also subject to our Privacy Policy.

ClearEveryday and third-party service providers may use cookies and similar technologies for website functionality, analytics, security and advertising.

Please review our Privacy Policy for further information about how information may be processed and how cookies and advertising technologies may be used.

15. Changes to These Terms

We may update these Terms and Conditions from time to time to reflect changes to ClearEveryday, our tools, applicable requirements or business practices.

Any updated Terms and Conditions will be published on this page with a revised Last updated date.

Your continued use of ClearEveryday following an update constitutes acceptance of the revised terms to the extent permitted by applicable law.

16. Governing Law

These Terms and Conditions are governed by the applicable laws of Australia.

Nothing in these Terms and Conditions excludes any rights or protections that you may have under applicable consumer or other laws that cannot legally be excluded.

17. Contact Us

If you have questions about these Terms and Conditions, please contact:

ClearEveryday
Email: cleareveryday@gmail.com the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.